From April 2026, HMRC requires sole traders earning over £50k to keep digital records and submit quarterly. AutoInvoice builds your HMRC-compliant audit trail automatically — invoices go out on schedule, with WhatsApp delivery and a Stripe Pay Now link so clients pay by card in seconds.
HMRC MTD ITSA — Key dates
Based on gross turnover (not profit). Digital records + quarterly submissions required.
AutoInvoice
Business Account
Hi James,
Here's your invoice INV-2026-0018 from Hartley Plumbing.
Total: £320.00
View PDF: autoinvoicing.uk/i/b92c...
Pay now: autoinvoicing.uk/pay/...
Thank you!
08:01 ✓✓
76% of UK adults use WhatsApp every day. Your clients are already in it — AutoInvoice puts your invoice right there with them, with a tap-to-pay Stripe link so they pay in seconds.
Solo:tap to send each invoice via WhatsApp. Pro:invoices go automatically on your schedule. WhatsApp Native (coming soon): run your entire business from a conversation.
Making Tax Digital for Income Tax
MTD for Income Tax Self Assessment is rolling out from April 2026. Every self-employed sole trader above the threshold will need digital records and quarterly submissions. AutoInvoice builds that audit trail automatically.
AutoInvoice is not currently a registered HMRC MTD submission product. We build the digital record trail — your accountant or MTD-approved software handles the submission.
Every invoice is timestamped, stored, and searchable — exactly what HMRC requires for MTD-compliant records.
Your income is tracked in real time. When your quarterly submission is due, the numbers are already there.
HMRC requires records kept for at least 5 years. AutoInvoice stores everything on encrypted EU servers.
10 min
average setup time
2+ hrs
saved per week
< 24hrs
avg. time to first payment
Features
From sending your first invoice to building a complete digital record for HMRC — all in one tool.
Create a schedule per client — weekly, fortnightly, or monthly. AutoInvoice sends each invoice automatically on the day you choose.
Invoices arrive in your client's WhatsApp — no more emails lost in spam. Includes a link to view the PDF and a one-tap Pay Now button.
A live dashboard shows billed vs. collected revenue, overdue invoices, and income trends. Always know where you stand.
Overdue invoices trigger automatic follow-ups at 3 days and 7 days. Pro adds a 3-step escalation flow with statutory interest.
Timestamped PDFs, income history, and 5-year secure storage. The digital audit trail your accountant wants you to keep.
Every invoice includes a payment link. Clients pay by card in seconds — Pro auto-marks the invoice as paid when Stripe confirms.
Pricing
30-day free trial on all plans. No card required. Cancel any time.
Save 2 months with annual billing — £80/yr for Solo, £160/yr for Pro.
Solo
For sole traders with up to 10 regular clients
Pro
For growing trades with 10+ clients and expenses to track
WhatsApp Native
Run your entire business from WhatsApp
🏗️ CIS support coming soon
Construction Industry Scheme deductions (20%/30%), subcontractor statements, and monthly CIS return summaries are on the roadmap for UK users. If you work in construction or as a subcontractor, sign up freeand you'll be notified when it launches.
No contracts. No hidden fees. Cancel in one click. All plans include UK-hosted processing, GDPR compliance, and HMRC-compliant digital record storage.
🔒 AutoInvoice uses WhatsApp only for delivery and notifications. Your financial data is stored on encrypted servers — WhatsApp never has access to your business information.
Compare plans
| Feature | Free Trial£0 | Solo£8/mo | Pro£16/mo | WA Native£24/mo |
|---|---|---|---|---|
| Manual invoice sending | ✓ | ✓ | ✓ | ✓ |
| Client limit | 3 | 10 | ∞ | ∞ |
| Automated invoice scheduling | – | ✓ | ✓ | ✓ |
| Stripe Pay Now on every invoice | – | ✓ | ✓ | ✓ |
| WhatsApp delivery (manual) | – | ✓ | ✓ | ✓ |
| WhatsApp pay — clients pay from chat | – | ✓ | ✓ | ✓ |
| Automated WhatsApp on schedule | – | – | ✓ | ✓ |
| Automatic payment reminders | – | ✓ | ✓ | ✓ |
| 3-step late payment escalation | – | – | ✓ | ✓ |
| Quotes → Invoice conversion | – | ✓ | ✓ | ✓ |
| Expense tracking (manual) | – | ✓ | ✓ | ✓ |
| AI receipt scanning | – | – | ✓ | ✓ |
| Mileage tracking | – | – | ✓ | ✓ |
| Bank account linking + reconciliation | – | – | ✓ | ✓ |
| Profit & Loss dashboard | – | – | ✓ | ✓ |
| Accountant CSV & PDF export | – | ✓ | ✓ | ✓ |
| HMRC-compliant digital records | – | ✓ | ✓ | ✓ |
| Quarterly MTD-ready income reports | – | – | ✓ | ✓ |
| WhatsApp Native — conversational AI | – | – | – | Soon |
| Client self-service portal | – | – | ✓ | ✓ |
| Priority support | – | – | ✓ | ✓ |
All plans include a 30-day free trial. No card required.
Accountant ready
Every AutoInvoice account generates a full year-end export — invoices, expenses, VAT breakdown, and P&L summary — ready to hand straight to your accountant. No chasing receipts. No spreadsheet archaeology. Just a clean PDF and CSV at the click of a button.
With MTD for ITSA rolling out from April 2026, your accountant will need digital records. AutoInvoice builds them automatically — timestamped, complete, and export-ready whenever they ask.
Year-end export
FY 2025–2026 · AutoInvoice export
Trusted by tradespeople
“Set it up on a Saturday morning. By Monday it had already sent invoices to all 14 of my regular clients automatically. Not touched it since.”
“A client messaged me to say they'd paid — I hadn't sent anything manually, it had gone out on its own. That was the moment I knew this actually works.”
“My accountant asked how I was keeping my digital records for MTD. I showed her AutoInvoice and she said to recommend it to her other clients.”
FAQ
Get started today
Join UK sole traders who've stopped doing invoices manually.
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